Rethwisch Family Chiropractic PC believes in the value of chiropractic care for you and your family and have maintained a pricing structure that allows care for all budgets. Our office participates "in-network" with most insurance programs. We also accept auto accident and workers compensation cases. For patients who have no insurance coverage, flexible self-pay programs can be arranged. To learn more about our payment options, you can call our office directly.
Private Health Insurance
Chiropractic care is covered by your regular major medical health insurance. It is the same coverage you have for your regular primary care physician, NOT a separate coverage like dental. We accept all major plans at our office, including BCBS, (Network blue and Blue select-Tier1) UHC, Coventry, Aetna, PHCS, Qual Choice, Cigna, Medica, and UMR, among others. Since there are many plans and coverage varies widely, our staff will verify and explain your benefits to you at no charge.
HSA, Flexible Spending, and HRA:
Your out of pocket expenses can be paid for using any of the above accounts. These plans may or may not require an itemized receipt of your services. We can print these out at your request free of charge.
If you are injured in a car wreck, your own auto insurance will pay for your medical bills including chiropractic bills at no charge to you under your medical payments (or MED PAY) coverage. This will not affect your premium rates. When you are done treating and settle your case with the liable party, their liability insurance will reimburse your car insurance company for the expenses paid on your behalf.
By law in Nebraska, if you are injured at work, your employer's workers compensation plan is required to pay your medical bills at no cost to you. There are no deductible, co-pays, or other expenses you will have to pay. Chiropractic care is included in Nebraska workers compensation, and you have the right to choose your own physician, including Chiropractors.
For patients who have no insurance coverage, we have several affordable self-pay options to choose from. If you do not have insurance, there is still a way for you to receive the care you need. Many patients pay directly for care as they discover chiropractic to be extremely cost-effective and affordable.
Medicare & Medicaid
We accept both Medicare and Medicaid. Medicaid will have either a $0 copay or $1 copay per visit. Medicare will have a small deductible or copay. Medicare out-of-pocket expenses will be covered by your Medicare Supplement or Secondary if you have one.
You have the right to receive a “Good Faith Estimate” explaining how much your health care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- Make sure your health care provider gives you a Good Faith Estimate in writing at least one business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.